---

The most important quality for an investor is temperament, not intellect.

( Warren Buffett )

Time is your friend; impulse is your enemy.

( John Bogle )

If you don’t know who you are, this is an expensive place to find out.

( Adam Smith )

Everything should be made as simple as possible, but not simpler.

( Albert Einstein )

Investors should remember that excitement and expenses are their enemies.

( Warren Buffett )

No profession requires more hard work, intelligence, patience, and mental discipline than successful speculation.

( Robert Rhea )

Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.

( Paul Samuelson )