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I know where I’m getting out before I get in.

( Bruce Kovner )

The best time to invest is when you have money.

( John Templeton )

Speculation is dealing with the uncertain conditions of the unknown future. Every human action is a speculation in that it is embedded in the flux of time.

( Ludwig von Mises )

The individual investor should act consistently as an investor and not as a speculator.

( Ben Graham )

Sometimes buying early on the way down looks like being wrong, but it isn’t.

( Randy Thurman )

The first rule of investment is: Don’t Lose. And the second rule of investment is: Don’t forget the first rule.

( Warren Buffett )

Liquidity is only there when you don’t need it.

( Old Proverb )